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Mandatory Health Insurance
for Graduate and International Students

All graduate students and international students are required to have health insurance. Under this University requirement, graduate students enrolled in 9 or more hours, all graduate assistants, and international students must purchase the University sponsored student health insurance plan (offered by Pearce and Pearce) OR provide documentation of enrollment in a comparable health insurance plan.

If you are a graduate or international student and have comparable health insurance coverage and do not wish to obtain the University’s sponsored health insurance plan, you MUST complete the waiver process on-line by the waiver deadline in order to have the health insurance fee removed from your tuition. Graduate and international students that have not waived out of the University sponsored student health insurance by the deadline of February 7, 2008 will be automatically enrolled in the health insurance plan sponsored by the University and billed by the Bursar Office for the health insurance premium.

The deadline for waiving the University sponsored student health insurance for Spring 2008 was February 7, 2008 by 5 p.m.

Students must complete the health insurance enrollment/waiver process each semester they are enrolled at the University, excluding Maymester and Summer sessions.

In order for a comparable health insurance plan to meet the University sponsored mandatory insurance waiver criteria, the comparable health insurance plan must feature all of the following:

  • Coverage must be in effect on or before January 6, 2008.
  • Coverage that allows the insured student to receive outpatient, emergency, specialist and inpatient care, diagnostic testing and procedures, and mental health inpatient and outpatient care, including alcohol and substance abuse treatment, in South Carolina.
  • Coverage dates must include the semester academic dates, including breaks and holidays.
  • A benefit amount per accident/illness/injury of $50,000 USD or greater per policy year.
  • The policy coverage amount of $250,000 USD or greater.
  • The pre-existing condition limitation can not exceed twelve months
  • If coverage applies to international students: repatriation of remains of $10,000 USD and medical evacuation of $10,000 USD.
Please be aware the USC sponsored Student Health Insurance Plan meets, and in most cases significantly exceeds, the required coverage minimums. To obtain information, visit https://www.pearceandpearce.com//PearceSite/Schools/SC/usc/

Questions About USC’s Mandatory Health Insurance Policy

Questions about the quality and cost of the University’s sponsored Student Health Insurance Plan and Scope of Coverage offered through Pearce and Pearce Insurance Company: Questions about insurance requirements for International Students: Questions about enrollment in the USC sponsored health insurance plan offered by Pearce and Pearce:Questions about dates of coverage, including the continuation plan: Questions about primary care at Student Health Services and referrals for specialist care: Questions about other optional coverage, including the dental plan and the supplemental plan: Questions about payment options under the University Sponsored Health Insurance Plan, including financial aid: Questions about the waiver process, including appeals:Questions about how to get help if you have a question or problem:
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